Our Team

Enrique (Rick) Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP, CASL, MRFC

Rick has been in financial services since 1973, founded the Retirement Doctor^™, LLC. in February, 2008 to help individuals and small businesses achieve their financial and investment goals. We develop comprehensive financial plans, retirement plans, estate plans, investment reviews and help clients implement these plans.

We are dedicated to providing comprehensive financial and estate planning services to our clients. We will not recommend any course of action or any type of financial product until we are fully aware of the clients goals and objectives — and then only when we are convinced that the recommended action or product is suitable as a long-term solution. Our investment philosophy is based on our belief that the most important investment decision an investor can make is not which investment to buy, but rather, how assets should be allocated based upon the investor’s attitudes, objectives, circumstances and risk-taking capacity.